I had met with my bank manager, who, 6 or 7 months ago was full of enthusiasm for my project and said it would be no problem to fund it. Not so now. After hours of arguing and reminding him that I had banked there for 18 years without an overdraft and had several properties as collateral and didn’t have to come to him as I could remortgage my house, he stubbornly refused my wishes. Even after supplying a business plan showing breakeven after 3 years which is a good business in anyone’s books. Looks like it’s bye bye Nat West. Despite the credit crunch, I know that banks will be falling over to get my accounts on board due to my track record.